Plan your treatment

Orthodontic payment calculator

Estimate a comfortable monthly payment for braces or Invisalign in Halifax, then get your exact, written quote at a free consultation with Dr. Catherine McLeod.

Book your free consultation Call 902-817-6453

Interest-free plans from $149 0% interest, always Direct insurance billing

Estimate your monthly payment before you book

How it works

See what treatment could cost each month

Orthodontic treatment is an investment in your child's confidence, or your own, and it should never feel like a mystery. This tool gives you a realistic monthly figure in a few seconds, so you can plan before you ever sit down with us. It is a guide, not a bill. Your treatment fee is patient specific and depends on the complexity of your case and bite, and you always receive an exact figure in writing at your free consultation.

Interest-free monthly plans

Spread your treatment over monthly payments from $149, at 0% interest, with a flexible down payment that suits your budget.

Direct insurance billing

We direct-bill most insurance companies, and we will help you request a pre-determination so you know what your plan covers before you start.

A written quote, every time

At your complimentary consultation you get a clear, all-in quote in writing, with no hidden costs and nothing left to find out later.

Payment estimator

Estimate your monthly payment

Adjust the fields below to match your own situation. As a guide to the range in our city, early treatment for children in Halifax may range from $1,200 to $5,800. Comprehensive treatment for children and adults in Halifax may range from $6,400 to $9,200. Every smile is different, so your fee is patient specific and is confirmed as a written quote at your free consultation.

Total cost of treatment ($1,200 to $9,200)

Down payment ($0 to $3,000)

Insurance plan coverage ($0 to $3,500)

Health Spending Account (HSA) dollars ($0 to $2,000)

Number of monthly payments (6 to 36 months)

Estimated monthly payment

$263/month

0% interest

This is an estimate only, not a quote. Your exact fee is confirmed in writing at your complimentary consultation, with no obligation.

Good to plan for

How financing works at Embrace Orthodontics

Financing at Embrace Orthodontics is deliberately simple. You choose a down payment, then spread the balance across interest-free monthly instalments. There is no interest and no financing fee, so the total you pay is the total on your written quote, split into amounts that are easy to manage month to month.

We direct-bill most insurers, and before anything begins we can send a pre-determination so you know precisely what your plan will cover.
Health Spending Account dollars count too. Add them to the calculator and it subtracts them before working out your monthly figure, which is usually a pleasant surprise.
Your term is flexible. A shorter one clears the balance sooner, a longer one keeps each payment smaller, and the down payment and monthly amount are agreed in writing before treatment starts.

Ready to turn an estimate into real numbers? Our page on your investment explains the plans in more detail, and you can book a free consultation to get an exact quote from Dr. Catherine McLeod, with no referral and no obligation to proceed.

Good to know

Frequently asked questions

Still weighing up the cost of braces or Invisalign? These are the questions we hear most. For everything else, see our full FAQ.

How much do braces and Invisalign cost in Halifax?

Every smile is different, so your treatment fee is patient specific and depends on the complexity of your case and bite. As a guide, early treatment for children may range from $1,200 to $5,800, and comprehensive treatment for children and adults from $6,400 to $9,200. You receive an exact, all-in quote in writing at your free consultation with Embrace Orthodontics.

Is this payment calculator a quote?

No. The calculator is a planning guide that turns a treatment fee, your down payment, insurance and payment term into an estimated monthly figure. It is not a quote or a contract. Your exact fee is confirmed in writing at your complimentary consultation, once Dr. Catherine McLeod has examined your teeth and bite in person or over a virtual smile consult.

Do you offer interest-free payment plans?

Yes. Embrace Orthodontics offers interest-free monthly plans from $149, always at 0% interest, with a flexible down payment. You choose a term that keeps the monthly payment comfortable, and there is never a financing charge on top. Enter different terms in the calculator above to see how the monthly figure changes.

Will you bill my insurance directly?

We direct-bill most insurance companies, so in many cases you only pay the balance your plan does not cover. Before treatment starts we can help you request a pre-determination, which tells you exactly what your plan will pay. Enter your estimated insurance coverage and any Health Spending Account dollars in the calculator to see your likely monthly payment.

How does the down payment affect my monthly cost?

A larger down payment lowers the amount financed, which lowers each monthly payment, while a longer term spreads the balance over more months. The calculator shows the trade-off instantly. At your free consultation we will build a plan around what works for your family, with no pressure to decide on the day.

Ready to see your exact numbers?

Book your complimentary consult today by calling 902-817-6453 or texting 902-706-9716. Dr. Catherine McLeod will give you an honest plan and an exact written quote, with no referral and no obligation.

Book your free consultation